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全网热议“房屋养老制度”，新加坡人纷纷表示……_我的网站

一 |     这两天，在中国大陆全网热议的就是“房屋养老制度”了。    

    TikTok File Photo: VCG
The Trump administration has formally lifted restrictions on the use of TikTok on US federal government devices following the restructuring of the platform's US operations, marking another step toward normalizing TikTok’s operations in the US. Analysts said TikTok's continued operation in the country after years of political and regulatory pressure reflects its deep reach among American users and businesses, as well as the competitiveness of Chinese-developed digital products.
The White House Office of Management and Budget said in a memorandum dated Monday and released Tuesday that TikTok is no longer covered by a federal ban on its use on government devices, effectively lifting a restriction imposed over "national security" concerns tied to the platform's previous ownership by ByteDance.
The decision was based on a legal opinion issued by the US Justice Department in July, which concluded that the version of TikTok now operated by the restructured US joint venture, or TikTok USDS Joint Venture, no longer falls under the 2022 federal government-device ban. The opinion also made clear that individual agencies still retain discretion over whether to allow employees to use the app on official devices. 
TikTok's ability to remain in the US market after years of political and regulatory pressure demonstrates its strong user appeal and commercial importance, Li Yong, an executive council member of the China Society for WTO Studies, told the Global Times on Wednesday. The platform has become deeply embedded in the US digital economy, with American creators and businesses relying on it to reach audiences, generate income and promote their products, he said.
Its continued operation also reflects the broader global competitiveness of Chinese-developed digital products, Li noted. "Despite years of pressure, TikTok has preserved its core functions, business model and value as a global platform, showing that the appeal of a competitive product cannot simply be erased through political or regulatory restrictions," he said.
Any politically driven move targeting companies of a particular country risks eroding foreign companies' confidence in the US market, and ultimately weakening the country's appeal as a stable and predictable destination for global business, the expert said.
TikTok is used by about 170 million Americans, according to the White House, which noted that content creators rely on the platform for their livelihoods and businesses use it to advertise and connect with customers.
Agencies including the Treasury, Transportation and Health and Human Services departments launched TikTok accounts following the Justice Department's July opinion, while the White House had already created an account last year, according to Politico.
In 2022, the US Congress passed the No TikTok on Government Devices Act, barring TikTok from federal government devices, with several states later following suit. The pressure escalated in 2024, when Congress required ByteDance to divest control of the platform or face a US ban. TikTok briefly went dark in January 2025 before President Donald Trump delayed enforcement while a divestiture deal was negotiated.
The restructuring was completed in January 2026 with the establishment of TikTok USDS Joint Venture. According to the company's official announcement, ByteDance retains a 19.9-percent stake, while the rest is held by investors including Oracle, Silver Lake and MGX.
Under the new structure, the joint venture oversees US user data, algorithm security, content moderation and software assurance. Meanwhile, TikTok has retained global product interoperability, with TikTok global's US entities continuing to manage certain commercial activities, including e-commerce, advertising and marketing, according to the company.
During the China-US economic and trade talks in Madrid, Spain in September 2025, the two sides reached a basic framework consensus on properly resolving the TikTok issue through cooperation, reducing investment barriers and promoting relevant economic and trade cooperation, according to China's Ministry of Commerce (MOFCOM).
A MOFCOM statement said that the Chinese government fully respects companies' wishes and supports them in conducting equal-footed commercial negotiations based on market principles. China will also review matters involving TikTok's technology exports and intellectual property licensing in accordance with the law. 
China urged the US to provide a fair, open, transparent, and non-discriminatory business environment for the continuous and stable operation of Chinese enterprises in the US, so as to promote the stable, healthy, and sustainable development of China-US economic and trade relations, a MOFCOM spokesperson said in December, commenting on the reported agreements to establish TikTok's US joint venture.
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二 | 前几天，中国住建部表示，研究建立房屋体检、房屋养老金、房屋保险制度，构建全生命周期房屋安全管理长效机制，上海等22个城市目前正开展试点。房屋养老金制度的核心在于为房屋体检、维修、保险提供资金保障。许多读者纷纷来问，新加坡的做法是怎样的？据我们观察，新加坡一直都有类似“房屋养老”的制度。不过，按不同房屋的类型，“养老制度”也有所差异。政府组屋，图源：新加坡眼新加坡80%人口住在政府组屋。

三 | 政府组屋住户要交“服务与杂费”（S&CC）。

四 | 其实，就相当于物业费。政府组屋，图源：新加坡眼“服务与杂费”涵盖的范围包括组屋区内公共设施的保养和维修，例如外墙、走廊、电梯、水泵、配电房、花园，还有垃圾处理等等。以裕廊—金文泰为例，每月“服务与杂费”介于67新元至125.50新元，经政府津贴，为21.50新元至111新元。组屋的大项维修由政府负责和承担费用。现在来说说私人住宅。私人住宅分两大类。一类是私人公寓。私人公寓住户要交物业费和维修基金。物业费涵盖的范围包括公共设施的水电和日常养护，如游泳池、健身房、网球场、壁球场等等，以及一些小修小补，比如电梯、公共场所空调的维修。（新加坡的私人公寓。

五 | 图源：张露）根据不同的房型、面积以及物业公司，一般来说，每月物业费介于300新元至700新元。维修基金sinking fund则是用来进行专项维修或购买新系统的，换句话说，用于大修大补，例如屋顶维修和防水、老旧地砖的更新、停车场地面重新铺设、更换被白蚁腐蚀的构件、保安系统的更新、购买物业巡逻车等等。

六 | 按照法律，按揭购买的房屋，在房贷未付清之前，银行要求业主必须购买房屋保险；在付清之后，则由业主自行决定是否继续参保。另一类是有地住宅，也就是排屋或别墅。（排屋与别墅。图源：新加坡眼）排屋或别墅没有物业管理公司，一切保养、维修都是由业主自己安排，自己承担一切费用。

七 | 对新加坡居民来说，尤其是私人公寓住户，缴纳物业费和维修基金，是购房时就很清楚的事，毕竟，如果老旧房子的保养和维修不由业主来负责，那么应该由谁来？ABC丨编辑HQ丨编审。

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Published on:03:55:53